Non-Profit Account Fees

Effective Date: 5/12/20231

Membership2

$5

Non-Profit Share (Savings) Account

Monthly Maintenance Fee3
$2

Non-Profit Money Market Share Account

Monthly Maintenance Fee4
$10

Non-Profit Checking Account

Monthly Maintenance Fee5
$10

Card & ATM Fees


ATM Fees (For Using GKCU-Issued Debit Cards)

ATM Fee for Using CashPoints® ATM
$0
ATM Fee for Using Visa® /PLUS® ATM6 (Completed Transaction)
$1
ATM Fee for Using Visa/PLUS ATM7 (Attempted and Denied Transaction)
$0.35

Debit Card Fees (Visa and CashPoints Debit Cards)

Card Issue / Reissue Fee
$3
Lost, Stolen or Damaged Card Replacement Fee
$8
Card Rush Delivery Fee
$15
Card PIN Rush Delivery Fee
$15
International Transaction Fee8
1%

Fees For Miscellaneous Services


(Services Provided to Members Only)

Fee for Copies of Items or Images (e.g. checks, statements, etc.)
$1 each
Cashier’s Check Purchase Fee9
$1
Incoming Wire Fee
$0
Outgoing Domestic Wire Fee
$10
Outgoing International Wire Fee
$25
Notary Service Fee
$0
Verification of Deposit (VOD) Fee
$10
VOD Request (records older than three months) Fee
$20
Coin Redemption Fee
$0

1 Fees subject to change daily at the discretion of the Board of Directors.
2 Each member (personal and non-profit entity) must pay a one-time $5 membership fee. Membership fee is charged when member’s first Share account is opened. Members opening a first Share account jointly must each pay a one-time $5 membership fee. This $5 fee amount is paid to the Credit Union and is not deposited to the account.
3 No fee if the account has a minimum balance of $10 on the statement date.
4 No fee if the account maintains a minimum balance of $1,000.
5 Non-profit checking accounts are no longer offered as new accounts.
6 When you use a non-CashPoints ATM, the owner/operator of the ATM or any network used may also charge you fees.
7 When you use a non-CashPoints ATM, the ATM owner/operator may charge a fee for a balance inquiry even if you do not complete a transaction.
8 Visa applies a fee to any international transaction. The fee is 1% of the U.S. dollar amount of the international transaction. An international transaction includes (a) any transaction made in a foreign country, and (b) any transaction made or processed outside of the United States. See the Supplemental Terms and Conditions for GKCU Visa Debit, CashPoints, and CashPoints Global Cards, which is a supplement to the Account Rules and Regulations, for more information.
9 Fee waived for any check in the amount of $500 or more.

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