Non-Profit Account Fees
Effective Date: 5/12/20231
Non-Profit Share (Savings) Account
Non-Profit Money Market Share Account
Non-Profit Checking Account
Card & ATM Fees
ATM Fees (For Using GKCU-Issued Debit Cards)
Debit Card Fees (Visa and CashPoints Debit Cards)
Fees For Miscellaneous Services
(Services Provided to Members Only)
1 Fees subject to change daily at the discretion of the Board of Directors.
2 Each member (personal and non-profit entity) must pay a one-time $5 membership fee. Membership fee is charged when member’s first Share account is opened. Members opening a first Share account jointly must each pay a one-time $5 membership fee. This $5 fee amount is paid to the Credit Union and is not deposited to the account.
3 No fee if the account has a minimum balance of $10 on the statement date.
4 No fee if the account maintains a minimum balance of $1,000.
5 Non-profit checking accounts are no longer offered as new accounts.
6 When you use a non-CashPoints ATM, the owner/operator of the ATM or any network used may also charge you fees.
7 When you use a non-CashPoints ATM, the ATM owner/operator may charge a fee for a balance inquiry even if you do not complete a transaction.
8 Visa applies a fee to any international transaction. The fee is 1% of the U.S. dollar amount of the international transaction. An international transaction includes (a) any transaction made in a foreign country, and (b) any transaction made or processed outside of the United States. See the Supplemental Terms and Conditions for GKCU Visa Debit, CashPoints, and CashPoints Global Cards, which is a supplement to the Account Rules and Regulations, for more information.
9 Fee waived for any check in the amount of $500 or more.