Non-Profit Account Fees

Effective Date: 4/9/20241



Non-Profit Share (Savings) Account

Monthly Maintenance Fee3

Non-Profit Money Market Share Account

Monthly Maintenance Fee4

Non-Profit Checking Account

Monthly Maintenance Fee5

Card & ATM Fees

ATM Fees (For Using GKCU-Issued Debit Cards)

ATM Fee for Using CashPoints® ATM
ATM Fee for Using Visa® /PLUS® ATM6 (Completed Transaction)
ATM Fee for Using Visa/PLUS ATM7 (Attempted and Denied Transaction)

Debit Card Fees (Visa and CashPoints Debit Cards)

Card Issue / Reissue Fee
Card Replacement Fee
Card Rush Delivery Fee
Card PIN Rush Delivery Fee
International Transaction Fee8

Fees For Miscellaneous Services

(Services Provided to Members Only)

Fee for Copies of Items or Images (e.g. checks, statements, etc.)
$1 each
Cashier’s Check Purchase Fee9
Incoming Wire Fee
Outgoing Domestic Wire Fee
Outgoing International Wire Fee
Notary Service Fee
Coin Redemption Fee

1 Fees subject to change daily at the discretion of the Board of Directors.
2 Each member (personal and non-profit entity) must pay a one-time $5 membership fee. Membership fee is charged when member’s first Share account is opened. Members opening a first Share account jointly must each pay a one-time $5 membership fee. This $5 fee amount is paid to the Credit Union and is not deposited to the account.
3 No fee if the account has a minimum balance of $10 on the statement date.
4 No fee if the account maintains a minimum balance of $1,000.
5 Non-profit checking accounts are no longer offered as new accounts.
6 When you use a non-CashPoints ATM, the owner/operator of the ATM or any network used may also charge you fees.
7 When you use a non-CashPoints ATM, the ATM owner/operator may charge a fee for a balance inquiry even if you do not complete a transaction.
8 Visa applies a fee to any international transaction. The fee is 1% of the U.S. dollar amount of the international transaction. An international transaction includes (a) any transaction made in a foreign country, and (b) any transaction made or processed outside of the United States. See the Supplemental Terms and Conditions for GKCU Visa Debit, CashPoints, and CashPoints Global Cards, which is a supplement to the Account Rules and Regulations, for more information.
9 Fee waived for any check in the amount of $500 or more.