Non-Profit Account Fees

¹ Fees subject to change daily at the discretion of the Board of Directors.
² Each member (personal and non-profit entity) must pay a one-time $5 membership fee. Membership fee is charged when member’s first Share Account is opened. This $5 fee amount is paid to the Credit Union and is not deposited to the account.
³ No fee if the account has a minimum balance of $10 on the statement date.
⁴ No fee if the account maintains a minimum balance of $1,000.
⁵ Non-profit Checking Accounts are no longer offered as new accounts.
⁶ When you use a non-CashPoints ATM, the owner/operator of the ATM or any network used may also charge you fees.
⁷ When you use a non-CashPoints ATM, the ATM owner/operator may charge a fee for a balance inquiry even if you do not complete a monetary transaction.
⁸ Visa applies a fee to any international transaction. The fee is 1% of the U.S. dollar amount of the international transaction. An international transaction includes (a) any transaction made in a foreign country, and (b) any transaction made or processed outside of the United States. See the Supplemental Terms and Conditions for GKCU Visa Debit, CashPoints, and CashPoints Global Cards, which is a supplement to the Account Rules and Regulations. Your Supplemental Terms and Conditions for GKCU Visa Debit, CashPoints, and CashPoints Global Cards can be found on our Account Disclosures page.
⁹ $0 for member-requested copies in connection with an audit or court order, a notice of error (e.g., cardholder dispute) under Regulation E concerning an electronic funds transfer (EFT), a request for information under Regulation X concerning a mortgage loan, or a billing error notice under Regulation Z concerning an open-end credit account, $0 for copy requests of 10 items or less. $1 per item for other copy requests after the first 10 items except as prohibited by law. Checks and statements can also be viewed and printed from Connect GKCU for 24 months [checks] and 18 months [statements] at no charge. For purposes of calculating the fee, an "item" equals one monthly account statement (regardless of the number of pages), one page of tickets (three printed per page), an annual transaction list, one page of checks (up to three checks per page), an "Account Services Form" or signature card, or other report printouts.