Visa® Secured Credit Card

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Visa Secured Credit Card Visa Secured Credit Card Mobile

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What You Need1

  • An established GKCU membership
  • Amount of the credit limit deposited into a Visa Shares account, which will be held as collateral (minimum of $300)
  • Authorization to run a credit report

Primary Features

“Tap to pay” is a feature on contactless cards that allows you to make payments with participating merchants at contactless-enabled checkout terminals.

Learn more about tap-to-pay »

As a service to our members we offer the ability to transfer your high interest loans and credit card balances from another institution to a GKCU Visa Credit Card with no transfer fee.2 For more information, please visit our Balance Transfer page.

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.

Learn More about ID Navigator Powered by NortonLifeLock »

Monthly and annual transaction statements available online.

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To select and customize or reset your PIN, call (888) 886-0083 and follow the prompts.

Important Information

Approval of new credit card applications is limited to residents of North Carolina.

1 Subject to approval.
2 Additional fees may apply. Interest begins to accrue on purchases and balance transfers after the expiration of the grace period if the entire balance is not paid in full. Interest begins to accrue on cash advances at the time of transfer. Annual Percentage Rate (APR) as of 1/21/2024 is 12.75% and applies to purchases, balance transfers, and cash advances. This rate is variable and subject to change. There is no minimum interest rate. The maximum rate is 18.00% variable APR.