Zard Youth Savings Account

The Zard® program introduces teenage members (ages 13-19) to checking accounts and lending services.

  • Variety of deposit account options
  • $5.00 minimum opening deposit / minimum balance1
  • Zard Card: A Visa Check or CashPoints card for ATM, ASK GKCU and Internet account access via Connect GKCU are issued at no charge
  • Eligible to receive group term life insurance coverage in the amount of $1,000 at no cost

Group Term Life Insurance Coverage

The teen is eligible to receive $1,000 of group term life insurance at no cost. The teen (if age 15 or older) can increase this coverage to $10,000 for $18 per year. If the teen is not age 15 or older, a parent/guardian can increase coverage on their behalf2.

1 Minimum balance required to maintain membership and utilize GKCU services
2 FAT CAT and Zard Group Term Life Insurance is provided by SECU Life Insurance Company. Life Insurance is not guaranteed by, or an obligation of any credit union and is not insured by NCUA