Share & Deposit Account Rates
Dividend rates and annual percentage yields (APYs) for Checking, Share and Tax-Advantaged accounts are variable and subject to change daily at the discretion of the Board of Directors.
Interest rates and APYs on Share Term Certificates (STCs) are fixed for the term of the certificate; however, rates, minimum deposit requirements and maturity dates for new accounts are subject to change daily at the discretion of the Board of Directors. Fees and/or penalties imposed for early withdrawal may reduce earnings on the account.
Share & Deposit Accounts
Variable Rate Accounts
Opening Deposit & Minimum Balance
Dividend Rate1
APY*
Effective Date
Share Term Certificate (STC)
Fixed Rate Account
Minimum Opening Deposit
Interest Rate1
APY*
Effective Date
Non-Profit Share & Deposit Accounts
Variable Rate Accounts
Opening Deposit & Minimum Balance
Dividend Rate1
APY*
Effective Date
Non-Profit Share Term Certificate (STC)
Fixed Rate Account
Minimum Opening Deposit
Interest Rate1
APY*
Effective Date
*APY = Annual Percentage Yield
1 For all dividend-bearing accounts (excluding Money Market Share), dividends accrue when the account balance is greater than zero. The minimum balance to earn interest on Share Term Certificates and dividends on Money Market Share accounts is $250. Fees may reduce the earnings on the account.2 Initial deposit to Checking account must be sufficient to cover the first box of checks and the first $1 monthly maintenance fee.
3 Once the account balance reaches $25, the $25 minimum Share account balance must be maintained.