Share Term Certificate (STC)

Greater Kinston Credit Union offers members the opportunity to earn interest on their savings at a higher rate with share term certificates

  • Required $250 opening deposit and minimum balance
  • Available terms of 6, 12, 18, 24, 36, 48 and 60 month terms1
  • Fixed interest rate for the life of the certificate
  • Interest accrued daily, but compounded monthly

Current Interest Rates

Fixed Rate Term
Interest Rate
6 Months
% / 
% APY2
12 Months
% / 
% APY2
18 Months
% / 
% APY2
24 Months
% / 
% APY2
36 Months
% / 
% APY2
48 Months
% / 
% APY2
60 Months
% / 
% APY2
1 Cancelled STCs are charged a penalty except during the grace period for auto-renewals. The penalty is 90 days of interest or all interest accrued or earned, whichever is less.
2 Quoted rates and annual percentage yields (APY) are subject to change daily