Account Fees
Fees are subject to change daily at the discretion of the Board of Directors.
Effective Date: 2/3/2023
Checking Account
Service Charge per Check
For 1st 50 items per statement period
For items in excess of 50 per statement period
$0
$1.00
Non-Sufficient Funds (NSF) Fee
For 1st day with NSF’s per year
After 1st day with NSF’s per year
$0
$35.00
CashPoints® Global Account
Share (Savings), Money Market Share, IRA and SEP Accounts
Visa Debit, CashPoints® and CashPoints Global Cards
Personal Lending
Mortgage Lending
Credit Card
Miscellaneous Charges
1A $ 0.50 fee will be assessed per overdraft transfer.
2A $5.00 membership fee is charged on the initial share account opening except for FAT CAT and Zard share accounts, that are exempt from the membership fee.
3No service fee for Share, IRA, SEP, and Money Market accounts if the minimum balance is maintained. A $1.00 service fee will be charged for Share, IRA, and SEP accounts that fall below the minimum balance of $5.00. A $2.00 service fee will be charged for Money Market accounts that fall below the minimum balance of $250.00.
4FAT CAT and Zard cards are exempt from this fee.
5No fee for routine copy requests. Excessive requests may result in a $1.00 fee per item.
6Fee applies to cashier’s checks issued for less than $500 only.