Convenience Services


GKCU members are offered a variety of automated services for their convenience.

Account Statements

Statements are generated for all accounts. Members will receive paper statements by US Mail.

ASK GKCU

Ask GKCU is a state-of-the-art voice response system enabling members to access their accounts around the clock from any location in the continental United States. A debit card is not needed to obtain current interest rates. However, for account inquiries/transfers, members must enter their 16-digit debit card number and their three-digit ASK GKCU PIN.
  • Verify your account balances
  • Process real-time advances for your loans and deposit the funds to your account
  • Determine if deposits and payments have been made
  • Confirm which checks have cleared your account
  • Check payment amounts and due dates for your loans
  • Inquire on the amount of interest earned or paid for your accounts
  • Confirm the most recent credits and debits
  • Transfer funds between all your Credit Union accounts

To use ASK GKCU, dial (800)-373-9567.

Enterprise Car Sales

GKCU has partnered with Enterprise Car Sales to provide our members with a worry-free way to shop for their next used vehicle. Visit our branch location to get pre-approved for a car loan and have peace of mind purchasing a great used vehicle from Enterprise.
  • Certified vehicles pass a 109 point ASE inspection
  • 12-Month / 12,000 mile Limited Powertrain Warranty1
  • Free Carfax Reports
  • 7-Day Repurchase Agreement2
  • 12-Month Roadside Assistance3
  • Haggle-free buying

Shop for your next used vehicle with Enterprise Car Sales today!

CashPoints® ATM

CashPoints ATMs are available statewide, enabling members to access their accounts around the clock. An access card is required for use. Use our Locations finder for a list of CashPoints in your area.

Direct Deposit

Paychecks may be deposited directly into a member’s account, provided that their employer participates in the Direct Deposit service. To establish Direct Deposit, a member must visit his/her employer’s payroll office.

Funds Transfer

Recurring Funds Transfers may be established between a member’s accounts to automatically occur for a specific amount on a specific date and frequency.

Overdraft Transfer Service

Overdraft transfer service is offered for checking accounts as a "safety net" to assist with clearing items when the funds are not available. Another checking, share or money market may be used as the protecting account. Up to 6 overdraft transfers5 may be made per statement cycle from a share or money market account. Transfers are completed in $50 increments with a $0.50 fee per transfer. Overdraft may be requested or modified via the branch.

Payroll Deduction

Members may elect to have a specified portion of their paycheck withheld and sent to the credit union for deposit to another account of their choice.

Wire Transfer

GKCU can send and receive domestic and international wires for our members through a direct, electronic link with the Federal Reserve. Domestic wires may be completed for a $10 fee and international wires may be completed for a $25 fee. For multiple wire transfers to the same destination, a recurring number can expedite the process. Request a recurring number at your local branch. You should obtain proper wiring instructions from the receiving financial institution.


1 Limited vehicle warranty begins on vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Manager or call 1.888.227.7253.
2 For a period of seven days beyond the date of delivery or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned to Enterprise for repurchase at the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Manager or call 1.888.227.7253.
3 Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.
4 Discounts available at all Hertz Corporate locations and select Independent Licensee Locations. Independent Licensees may participate at their own discretion. To determine if the location you have chosen is a Corporate or Independent location, check the "Your Requested Itinerary" information for the location type. For maximum savings, please verify with any chosen Independent Licensee that they participate in this discount program.
5 Transfers exceeding the maximum will incur a fee equal to the current Non-sufficient Funds fee. Repeated excess transfers may result in the loss of overdraft privileges.


*Quoted rates, dividends, annual percentage yields (APY) and rates (APR) are subject to change daily at the discretion of the Board of Directors. © Greater Kinston Credit Union